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Terms & Conditions

The website (hereinafter referred to as Website) is operated and owned by 'Muthoot Finance Ltd'(also referred to as Muthoot). The terms and conditions that follow along with all other legal notices and terms located on (collectively Terms) govern your use of the Website. Please read the following terms and conditions carefully before registering, accessing, browsing, downloading or using the site. By accessing or using the site or by using the service, you agree to be bound by these terms and conditions set forth below including any additional guidelines and future modifications. If at any time you do not agree to these terms and conditions or do not wish to be bound by these terms and conditions, you may not access or use the site and immediately terminate your use of the services.


The materials and the Websites are provided on an "as is" and "as available" basis. Muthoot gives no warranties (express, implied or statutory) as to satisfactory quality or fitness for purpose of the materials or that any of the materials or the Website will be accessible uninterrupted or free from errors or that any identified defect will be corrected.

The pages on the Website have been issued and approved by Muthoot, which is authorized and regulated under Indian laws in respect of its activities carried on in or from India. It is your responsibility to be aware of and to observe all applicable laws and regulations for your country of residence and applicable jurisdictions.

It is clarified that the information in this Website is only for the attention of the residents of jurisdictions where it can be lawfully disseminated.

Users are prohibited from violating or attempting to violate the security of the Website, including, without limitation, (a) accessing data not intended for such user or logging into a server or account which the user is not authorized to access, (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization, (c) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Web site, overloading, "flooding", "mail bombing" or "crashing", or (d) sending unsolicited electronic mail, including promotions and/or advertising of products or services. Violations of system or network security may result in civil or criminal liability. Muthoot Finance Ltd and / or its associate entities will have the right to investigate occurrences that they suspect as involving such violations and will have the right to involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

Visitors may not use the Web Site in order to transmit, distribute, store or destroy material (a) that could constitute or encourage conduct that would be considered a criminal offence or violate any applicable law or regulation, (b)in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy or publicity of other personal rights of others, or (c) that is libelous, defamatory, pornographic, profane, obscene, threatening, abusive or hateful.

The information in the Website is provided free of charge and for information only. Muthoot is not acting, nor is it seeking to act, as a broker or dealer in respect of the securities of the companies listed in the materials or the information concerning such companies, nor will Muthoot receive any compensation for the provision of such information.

Copyright and Trade Marks

The materials in the Website are the copyright of Muthoot and its third-party licensor and may not be copied, distributed, uploaded, posted, republished, decompiled, disassembled, reverse-engineered or transmitted in any way without the prior, written consent of Muthoot ATM. You may, however, download one copy for your personal non-commercial use or non-commercial use within the organization in which you work on condition that you do not delete or change any copyright, trade mark or other proprietary notice contained in the materials nor alter the way in which they are presented. Modification or use other than as permitted above violates Muthoot intellectual property rights in the materials.

The trademarks, service marks and logo (the “Trade Marks”) used and displayed on the Website are registered and unregistered marks owned by Muthoot and others who have been permitted its use. Nothing in these terms and conditions or on the Website should be construed as granting any license or right to use any mark displayed on the Website. Muthoot enforces infringements of its intellectual property rights to the fullest extent permitted by the law. continuity and quality of service.

Muthoot will use its reasonable endeavors to provide users with a prompt and continuing service. Muthoot does not, however, warrant that the service it provides will continue uninterrupted or without delay or that it will remain unchanged. In particular, Muthoot, reserves the right to bring the Website down as and when necessary for the purposes of maintenance.

Whereas Muthoot will use its reasonable endeavors to ensure that the information contained in the Website is correct and reliable, no warranty, either express or implied, is given as to the accuracy or completeness of that information.

The Website is intended to provide users with general information relating to Muthoot, its various products and services and other promotional information which may be of relevance or interest to users. The Website is not intended to provide exhaustive details in respect of any of the issues or matters referred to on it.

Limitation of Liability

Nothing in these terms and conditions shall be taken to limit or exclude any liability that may not otherwise be limited or excluded under applicable law. Use of the Website and the materials are at your sole risk. Muthoot will not be liable to any person for any direct, indirect, special or consequential, losses, damages or awards of any kind, howsoever caused, as a result of the use of or inability to use, or reliance on, the Website or any of the materials. Muthoot excludes all warranties, conditions, terms, undertakings and representations of any kind, express or implied, statutory or otherwise in connection with the Website and the materials to the fullest extent permitted by law.


Muthoot shall not be liable for any third party claims or losses of any nature, including, but not limited to, loss of profits, indirect or consequential loss or loss due to circumstances beyond its reasonable control.

Muthoot does not accept any liability for any acts or omissions resulting from users' decisions or opinions formed on the basis of use of the Website.

These Terms and Conditions are governed by and shall be construed in accordance with Indian law. Disputes in connection with the Website shall be subject to the jurisdiction of Indian Courts only.

Privacy Policy



  • What information do we collect?

    We collect information from you when you register on our site, subscribe to our newsletter, respond to a survey, fill out a form.

    When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number.

  • What do we use your information for?

    Any of the information we collect from you may be used in one of the following ways:

    To personalize your experience (your information helps us to better respond to your individual needs)

    To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you)

    To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)

    To process transactions Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.

    To administer a contest, promotion, survey or other site feature.

    To send periodic emails.

    The email address you provide may be used to send you information, respond to inquiries, and/or other requests or questions.

  • How do we protect your information?

    We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information.

  • Do we use cookies?

    Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information

    We use cookies to help us remember and process the items in your shopping cart, understand and save your preferences for future visits, keep track of advertisements and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

  • Do we disclose any information to outside parties?

    We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.


Online Privacy Policy Only
This online privacy policy applies only to information collected through our website and not to information collected offline.

Your Consent
By using our site, you consent to our websites privacy policy.

Contacting Us
If there are any questions regarding this privacy policy you may contact us using the information given in the website.

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